Financial Planning & Investment Management
We work with families and businesses by helping them grow and protect their investments. We are fee-based investment advisors who put the client’s needs ahead of our own. We focus on the goals of the client and build a financial plan around those goals. We follow time-tested principles to deliver consistent advice to our clients and help them achieve their goals.
Whether it be crafting tax-advantaged strategies, helping to create an estate plan, or planning for long term care, we are here for our clients.
How We Help:
· Retirement Plan Consulting (Profit Sharing, 401k & 409a)
· Long Term Asset Growth
· Wealth Protection
· Planning for Retirement Income
· Charitable Planned Giving
· Equitable Estate Distribution
Tools We Use:
· Tax-Efficient Managed Accounts
· Stocks & Bonds
· Exchange Traded Funds & Mutual Funds
· Institutional Research Tools and Services
· Life Insurance & Annuities
· Disability & Long Term Care Insurance
· Certified Public Accountants
· Tax & Estate Planning Attorneys
· Third-Party Custodians, Recordkeepers and TPAs
· Property & Casualty Insurance Brokers
· Employee Benefits Advisors
· Commercial & Personal Bankers
· Real Estate Brokers
Understanding Marginal Income Tax Brackets
An inside look at how marginal income tax brackets work.
There’s a link between debt and stress.
The Anatomy of an Index
The S&P 500 represents a large portion of the value of the U.S. equity market, it may be worth understanding.
Military families face unique challenges, making personal finance even more critical.
A change in your mindset during retirement may drive changes to your portfolio.
The wise use of credit is a critical skill. These 10 questions will help you assess your skill level.
Simple steps may help you foil hackers and protect your privacy.
By understanding a few key concepts during a divorce, you may be able to avoid common pitfalls.
Variable Universal Life is permanent insurance in which the policyholder directs how premiums are invested.
Enter various payment options and determine how long it may take to pay off a credit card.
Use this calculator to better see the potential impact of compound interest on an asset.
This calculator may help you estimate how long funds may last given regular withdrawals.
Use this calculator to compare the future value of investments with different tax consequences.
This calculator compares the net gain of a taxable investment versus a tax-favored one.
Determine if you are eligible to contribute to a traditional or Roth IRA.
Principles that can help create a portfolio designed to pursue investment goals.
Learn more about taxes, tax-favored investing, and tax strategies.
The chances of needing long-term care, its cost, and strategies for covering that cost.
There are a number of ways to withdraw money from a qualified retirement plan.
The importance of life insurance, how it works, and how much coverage you need.
Investment tools and strategies that can enable you to pursue your retirement goals.
Lifestyle inflation can be the enemy of wealth building. What could happen if you invested instead of buying more stuff?
Do you have causes that you want to support with donations? Here are three tips.
It’s never a bad time to speak with your financial advisor about changes in your situation.
If you died, what would happen to your email archives, social profiles and online accounts?
A bucket plan can help you be better prepared for a comfortable retirement.
Ever lost your wallet? Frustrating. Here’s what you can do to keep yourself safe.