Financial Planning & Investment Management
We work with families and businesses by helping them grow and protect their investments. We are fee-based investment advisors who put the client’s needs ahead of our own. We focus on the goals of the client and build a financial plan around those goals. We follow time-tested principles to deliver consistent advice to our clients and help them achieve their goals.
Whether it be crafting tax-advantaged strategies, helping to create an estate plan, or planning for long term care, we are here for our clients.
How We Help:
· Long Term Asset Growth
· Wealth Protection
· Planning for Retirement Income
· Charitable Planned Giving
· Equitable Estate Distribution
· 401k Investment Advice
Tools We Use:
· Tax-Efficient Managed Accounts
· Stocks & Bonds
· Exchange Traded Funds & Mutual Funds
· Life Insurance & Annuities
· Disability & Long Term Care Insurance
· Certified Public Accountants
· Estate Planning Attorneys
· Property & Casualty Insurance Brokers
· Employee Benefits Advisors
· Commercial & Personal Bankers
· Real Estate Brokers
What Is an Annuity?
Annuities are versatile tools that can help you save for retirement and generate income in retirement.
Raise Your Retirement Income
Retirees look for ways to convert savings and investments into regular income. One option to consider is an annuity.
A House Divided
By understanding a few key concepts during a divorce, you may be able to avoid common pitfalls.
How to help determine life insurance needs to provide for your family after you pass away.
Successful sector investing is dependent upon an accurate analysis about when to rotate in and out.
The right executor may help ensure the distribution of your assets is done with as little upheaval as possible.
What can be learned from the savings rate?
Roth 401(k) plans combine features of traditional 401(k) plans with those of a Roth IRA.
Is your estate in order? This short quiz may help you assess your overall strategy.
This calculator may help you estimate how long funds may last given regular withdrawals.
Use this calculator to assess the potential benefits of a home mortgage deduction.
This calculator compares the financial impact of leasing versus buying an automobile.
Estimate how many years you may need retirement assets or how long to provide income to a surviving spouse or children.
This calculator shows how inflation over the years has impacted purchasing power.
Use this calculator to estimate your capital gains tax.
Investment tools and strategies that can enable you to pursue your retirement goals.
How federal estate taxes work, plus estate management documents and tactics.
Learn more about taxes, tax-favored investing, and tax strategies.
Using smart management to get more of what you want and free up assets to invest.
The chances of needing long-term care, its cost, and strategies for covering that cost.
There are a number of ways to withdraw money from a qualified retirement plan.
Even low inflation rates can pose a threat to investment returns.
Procrastination can be costly. When you get a late start, it may be difficult to make up for lost time.
Millions faithfully file their 1040 forms each April. But some things about federal income taxes may surprise you.
Understanding the cycle of investing may help you avoid easy pitfalls.
If you have a 401(k) with a former employer, you may want to consider an IRA rollover.
What if instead of buying that home, you invested that money?