Broker Check
Divider

2607 Oberlin Road
Raleigh, NC 27608

919.781.4167
info@pendletonfinancial.com

16 Wall Street Cliches in 60 Seconds Inflation and Your Portfolio Making Your Tax Bracket Work Raise Your Retirement Income

Financial Planning & Investment Management

We work with families and businesses by helping them grow and protect their investments.  We are fee-based investment advisors who put the client’s needs ahead of our own.  We focus on the goals of the client and build a financial plan around those goals.  We follow time-tested principles to deliver consistent advice to our clients and help them achieve their goals.  


Whether it be crafting tax-advantaged strategies, helping to create an estate plan, or planning for long term care, we are here for our clients.

 


How We Help:


·        Retirement Plan Consulting (Profit Sharing, 401k & 409a)

·        Long Term Asset Growth

·        Wealth Protection

·        Planning for Retirement Income

·        Charitable Planned Giving

·        Equitable Estate Distribution

 


Tools We Use:



·        Tax-Efficient Managed Accounts

·        Stocks & Bonds

·        Exchange Traded Funds & Mutual Funds

·        Institutional Research Tools and Services

·        Life Insurance & Annuities

·        Disability & Long Term Care Insurance



Professional Partners:


·        Certified Public Accountants

·        Tax & Estate Planning Attorneys

·        Third-Party Custodians, Recordkeepers and TPAs

·        Property & Casualty Insurance Brokers

·        Employee Benefits Advisors

·        Commercial & Personal Bankers

·        Real Estate Brokers



Helpful Content

Understanding Marginal Income Tax Brackets

Understanding Marginal Income Tax Brackets

An inside look at how marginal income tax brackets work.

Debt Stress

Debt Stress

There’s a link between debt and stress.

The Anatomy of an Index

The Anatomy of an Index

The S&P 500 represents a large portion of the value of the U.S. equity market, it may be worth understanding.

 

Personal Finance Tips for Military Families

Military families face unique challenges, making personal finance even more critical.

Your Changing Definition of Risk in Retirement

A change in your mindset during retirement may drive changes to your portfolio.

Spotting Credit Trouble

The wise use of credit is a critical skill. These 10 questions will help you assess your skill level.

Password Protection Strategies

Simple steps may help you foil hackers and protect your privacy.

A House Divided

By understanding a few key concepts during a divorce, you may be able to avoid common pitfalls.

Variable Universal Life Insurance

Variable Universal Life is permanent insurance in which the policyholder directs how premiums are invested.

View all articles arrow

Paying Off a Credit Card

Enter various payment options and determine how long it may take to pay off a credit card.

How Compound Interest Works

Use this calculator to better see the potential impact of compound interest on an asset.

A Look at Systematic Withdrawals

This calculator may help you estimate how long funds may last given regular withdrawals.

Taxable vs. Tax-Deferred Savings

Use this calculator to compare the future value of investments with different tax consequences.

Comparing Investments

This calculator compares the net gain of a taxable investment versus a tax-favored one.

Contributing to an IRA?

Determine if you are eligible to contribute to a traditional or Roth IRA.

View all calculators arrow

5 Smart Investing Principles

Principles that can help create a portfolio designed to pursue investment goals.

Tax Management Strategies

Learn more about taxes, tax-favored investing, and tax strategies.

Long-Term-Care Protection Strategies

The chances of needing long-term care, its cost, and strategies for covering that cost.

Retirement Plan Distributions

There are a number of ways to withdraw money from a qualified retirement plan.

Protecting Those Who Matter Most

The importance of life insurance, how it works, and how much coverage you need.

Investment Strategies for Retirement

Investment tools and strategies that can enable you to pursue your retirement goals.

View all presentations arrow

Keeping Up with the Joneses

Lifestyle inflation can be the enemy of wealth building. What could happen if you invested instead of buying more stuff?

Charitable Giving: Smart from the Heart

Do you have causes that you want to support with donations? Here are three tips.

It May Be Time for a Financial Checkup

It’s never a bad time to speak with your financial advisor about changes in your situation.

Safeguard Your Digital Estate

If you died, what would happen to your email archives, social profiles and online accounts?

A Bucket Plan to Go with Your Bucket List

A bucket plan can help you be better prepared for a comfortable retirement.

What to Do When You Lose Your Wallet

Ever lost your wallet? Frustrating. Here’s what you can do to keep yourself safe.

View all videos arrow