Financial Planning & Investment Management
We work with families and businesses by helping them grow and protect their investments. We are fee-based investment advisors who put the client’s needs ahead of our own. We focus on the goals of the client and build a financial plan around those goals. We follow time-tested principles to deliver consistent advice to our clients and help them achieve their goals.
Whether it be crafting tax-advantaged strategies, helping to create an estate plan, or planning for long term care, we are here for our clients.
How We Help:
· Retirement Plan Consulting (Profit Sharing, 401k & 409a)
· Long Term Asset Growth
· Wealth Protection
· Planning for Retirement Income
· Charitable Planned Giving
· Equitable Estate Distribution
Tools We Use:
· Tax-Efficient Managed Accounts
· Stocks & Bonds
· Exchange Traded Funds & Mutual Funds
· Institutional Research Tools and Services
· Life Insurance & Annuities
· Disability & Long Term Care Insurance
· Certified Public Accountants
· Tax & Estate Planning Attorneys
· Third-Party Custodians, Recordkeepers and TPAs
· Property & Casualty Insurance Brokers
· Employee Benefits Advisors
· Commercial & Personal Bankers
· Real Estate Brokers
How Will Working Affect Social Security Benefits?
Knowing the rules may help you decide when to start benefits.
A Living Trust Primer
Living trusts are popular, but their appropriateness will depend upon your individual needs and objectives.
Can Group, Private Disability Policies Work Together?
Loss of income from disability has the potential to cause financial hardship. Disability insurance can help.
Variable Universal Life is permanent insurance in which the policyholder directs how premiums are invested.
Tax preparation may be the perfect time to give the household budget a check-up.
If you are concerned about inflation and expect short-term interest rates may increase, TIPS could be worth considering.
Investors who put off important investment decisions may face potential consequence to their future financial security.
How to help determine life insurance needs to provide for your family after you pass away.
Making a career move requires tough decisions, not the least of which is what to do with the funds in your retirement plan.
This questionnaire will help determine your tolerance for investment risk.
Use this calculator to assess the potential benefits of a home mortgage deduction.
This calculator compares the net gain of a taxable investment versus a tax-favored one.
Use this calculator to better see the potential impact of compound interest on an asset.
Estimate how much of your Social Security benefit may be considered taxable.
This calculator compares employee contributions to a Roth 401(k) and a traditional 401(k).
Learn more about taxes, tax-favored investing, and tax strategies.
The importance of life insurance, how it works, and how much coverage you need.
A number of questions and concerns need to be addressed to help you better prepare for retirement living.
Investment tools and strategies that can enable you to pursue your retirement goals.
There are some smart strategies that may help you pursue your investment objectives
There are a number of ways to withdraw money from a qualified retirement plan.
Retirees look for ways to convert savings and investments into regular income. One option to consider is an annuity.
A bucket plan can help you be better prepared for a comfortable retirement.
How do the markets usually react to elections? Was the 2016 election any different?
There are hundreds of ETFs available. Should you invest in them?
What are your options for investing in emerging markets?
Understanding the cycle of investing may help you avoid easy pitfalls.