Partners in your Financial Future
At Pendleton Financial, we work alongside small business owners and professionals to help them realize their goals and objectives by identifying what is most important to them. We then build a holistic, comprehensive financial plan to guide as a blueprint in obtaining your goals. As your circumstances change, we will make the necessary adjustments to your plan to ensure success. You will have a very clear picture of what is necessary to achieve your financial goals.
- Every good strategy begins with a structed plan. Our planning process with guide you through the following six steps:
- Establishing and defining the relationship
- Gathering data, including goalsAnalyzing and evaluating current financial status
- Developing and presenting recommendations and/or alternatives
- Implementing recommendationsMonitoring success
OUR GUIDING PRINCIPALS
- We always adopt an ethical and honest approach – We are driven to build an ethical business. We aim to exceed our clients’ expectations by understanding them and doing what is in their best interest. Our financial advice is provided by qualified and experienced Certified Financial Planners who will always put you first
- Creativity – We adopt a creative approach to ensure clients achieve their financial goals. We develop detailed financial analysis, showing current financial position along with what it takes to reach your desired outcome. We statistically test the plan to determine whether there is a reasonable probability of achieving your goals.
Helping families and businesses achieve their financial goals by taking a holistic, planning approach to introduce well researched planning strategies that complement your financial objectives.
Help enable our clients to realize their dreams and have the financial means to pursue them.
Keep Your Umbrella Handy
Umbrella liability can be a fairly inexpensive way to help shelter current assets and future income from the unexpected.
Tax Deductions You Won't Believe
Here are some examples of deductions from the IRS that were permitted and some that were, uh, too creative.
Social Security Benefits: How Much Will I Receive
Calculating your potential Social Security benefit is a three-step process.
Five strategies for managing your student debt.
Probate can be a completely public process, or it can be managed to include as little information as possible.
Retirement income may come from a variety of sources. Here's an overview of the six main sources.
A quick look at how federal income taxes work.
Second marriages are a trigger event to revisit any existing estate strategies.
Understanding the economy's cycles can help put current business conditions in better perspective.
Estimate your monthly and annual income from various IRA types.
Estimate how long your retirement savings may last using various monthly cash flow rates.
Estimate the total cost in today's dollars of various mortgage alternatives.
Estimate how much of your Social Security benefit may be considered taxable.
This calculator estimates how much life insurance you would need to meet your family's needs if you were to die prematurely.
This calculator compares employee contributions to a Roth 401(k) and a traditional 401(k).
The chances of needing long-term care, its cost, and strategies for covering that cost.
A number of questions and concerns need to be addressed to help you better prepare for retirement living.
The importance of life insurance, how it works, and how much coverage you need.
Investment tools and strategies that can enable you to pursue your retirement goals.
Using smart management to get more of what you want and free up assets to invest.
How federal estate taxes work, plus estate management documents and tactics.
Coaches have helped you your whole life, in ways big and small. We’d like to be one of them.
There are a few things to consider when buying or leasing your next vehicle.
Even low inflation rates can pose a threat to investment returns.
Women must be ready to spend, on average, more years in retirement than men.
Millions faithfully file their 1040 forms each April. But some things about federal income taxes may surprise you.
How will you weather the ups and downs of the business cycle?