Broker Check

2607 Oberlin Road
Raleigh, NC 27608

919.781.4167
[email protected]

 

Our Fees

Planning Fees

Initial One-Time Fee

$1,500 one-time

($2,500 one-time for multiple generations)

Ongoing Monthly Fee

$150 per month

($250 per month for multiple generations)

 

Investment Management Fees

Asset Level                                       Annual Fee

$150,000 to $500,000                        1.25%

$500,000 to $1,000,000                     1.00%

$1,000,000 to $2,500,000                  0.95%

$2,500,000 to $5,000,000                  0.85%

$5,000,000 to $10,000,000                0.50%

$10,000,000 to $25,000,000              0.25%


These fees cover the direct compensation to us. There are often additional platform fees or additional fees for the underlying securities we purchase on your behalf. Actual client fees will all be clearly disclosed before account opening. 


Planning Fees

For your comprehensive financial plan construction, we charge a planning fee. This fee is typically an up-front fee to build the plan. This fee is for the time and effort spent to ensure you have a unique plan built just for you. Your plan will meet your goals and provide an outline of the steps necessary to achieve those goals.

Once the plan is built, it must be maintained, and this is done through consistent updating of the plan along with meetings between you and your planner. In addition, we provide for ongoing phone and email support to you. Use us as a resource for any financial decision in your life. We help ensure you can meet your plan goals through this process. This fee is typically paid for through an ongoing monthly fee.


Investment Management Fees

We charge clients a percentage of assets to manage their money for them. This involves investment research, monitoring, asset allocation, trading and rebalancing as well as meetings with you and the investment managers to review how your investments are performing.

This fee is charged as an annual percentage of assets and the charges are assessed monthly. The fee comes out of your investment account and we are transparent about that. The fees range in price relative to the size of your assets.


Insurance Commissions

During our planning work, there is often a recommendation for insurance to take care of a risk in your life. Covering your risks is the first foundation of a solid financial house. You are free to purchase your insurance wherever you think is best. We have national networks of over 40 carriers we work with to help our clients secure their coverage at the best possible price for their situation.

There is a lot of time and expertise involved in securing you the best possible policy for you and your situation. There is also a considerable amount of time spent during the application and underwriting process. To be compensated for this work, we receive a commission or payment from the insurance company directly.