Long-Term Care

We are here to assist you with your long-term care planning needs.  The issue is painful but let's face it: it's real.  There are a few ways to fund long-term care expenses but we feel insurance is the best way to plan for most people's needs. 

72% of women of and 44% of men will need long-term care after reaching age 65.  Medicare only covers the first 100 days.  Medicaid is for the indigent.  Long-Term Care costs are up to the individual.

We can help you sort out what the best strategy is for you from among a range of options including self-funding, partially funding and fully insuring.  There are some new hybrid and asset based products which do a great job at doing "double duty" for you as well.

Long-Term Care Insurance companies we represent: