Broker Check

Links to Other Sites

CFP Let's Make a Plan 

Most people think all financial planners are “certified,” but this isn’t true. Just about anyone can use the title “financial planner.” Only those who have fulfilled CFP Board's rigorous requirements can call themselves a CFP® professional. More information can be found here

http://www.letsmakeaplan.org/ 


The Ultimate Guide to Spending and Saving Wisely During Retirement

I'll give credit to Jenna Sharkey for showing me this excellent resource for Retirees and those nearing retirement. It provides a wealth of information on spending and saving in retirement. Included are some very helpful tools and tips ranging from where to shop that offers "senior discount" to some ideas on generating extra income to travel tips and more. A helpful and fun site for those making the journey through retirement!

https://couponfollow.com/research/seniors-guide-during-retirement


Consumer Guide to Financial Planning

Helpful guide on what to expect from a financial planning process, courtesy of the CFP Board.

https://www.cfp.net/docs/default-source/consumer-outreach/cfpboard_consumer_guide_to_financial_planning.pdf


Budgeting

Fillable PDF Budget Worksheet from the US Federal Trade Commission

https://www.consumer.gov/sites/www.consumer.gov/files/pdf-1020-make-budget-worksheet_form.pdf 


Tax Questions

Advice from the IRS - This is a very helpful tool we subscribe to via email.

https://www.irs.gov/newsroom/irs-tax-tips 


Trusts & Estate Planning 

Learn more about why a trust might make sense for you and your family. 

https://www.fidelity.com/life-events/estate-planning/trusts


Investing a Settlement or Inheritance 

If you've just inherited or received a large sum of money, there are some steps you should take first. This is a helpful article on what to do and when.

https://genyplanning.com/2016/04/06/what-to-do-with-an-inheritance-or-settlement/


What is a Mortgage

We all have them or probably will at some point. You might as well understand what they are and how they work.This article is helpful and covers a lot of areas.

https://www.nerdwallet.com/blog/mortgages/what-is-a-mortgage/


Inflation and Historical Time Value of Money

Ever hear of someone mention how they used to buy a coke for $0.05 when they were a kid?  See how much values erode over time through inflation. It's always important to plan for inflation and we do for all our planning clients.

This is the official US government BLS website and has a helpful cost of living calculator:

https://www.bls.gov/data/inflation_calculator.htm

This is a great website that measures value changes over time with a range of factors, such as the economic power of a dollar, which is different than just purchasing power:

https://www.measuringworth.com/calculators/uscompare/relativevalue.php


Tax Advantages of Being an Entrepreneur

This is a helpful site about six ways it pays to be a business owner. Emily Davis from Wealthfit shared this with me and its a great resource. 

https://wealthfit.com/money/tax-advantages-of-being-an-entrepreneur/


Time Value of Money Calculator for the Future

This is a helpful tool to see what an amount of money will be in the future growing at a given percentage rate for so many years. Use the present value for the value you have today, the number of periods for the years in the future you want,  and the interest rate the annual interest you expect to achieve. Note - the 20 year stock market average is 7%.

https://www.investopedia.com/calculator/fvcal.aspx


Investing Support

Link to our Registered Investment Adviser & Broker/Dealer who helps us support our clients.

https://proequities.com/clients