Blog

2022 Year-End Planning Workshop

In-depth review of new potential legislation, tax changes, and what the mid-terms may mean for the direction of the country in 2023 and beyond. We will also cover some fundamental economic ideas that should be applicable to everyone.

Planning for Lifetime Income in Retirement

5 minute video: How do you expect to achieve an income for the remainder of your life, while keeping up with inflation? In this video we review just how this may be achieved.

Mid-Year Economic Update

16 minute video: Q2 brought us more uncertainty and market volatility. We look forward to more clarify with the coming elections. Watch for our market commentary was well as some planning ideas for the rest of 2022 and into 2023.

Q1 Economic & Market Update

It has been an exceptional start to the year in 2022. With war in Europe and rising inflation at the forefront, we dive into a few key areas of concern in this 16 minute video.

Managing Wealth in 2022

In this 18 minute video we go over planning concepts to help you in 2022. We review where we are in the economy as well as our thoughts on where we are headed. In addition, we review pending legislation, and strategies that may help you.

2022 Tax Planning Strategies

So much of investing and financial planning is related to tax planning. They are oftentimes intertwined and this is why tax planning is so important to our practice. Tax planning is also a core part of the CFP curriculum.

Article: Helpful Information for Filing 2021 Income Taxes and Proactive Tax Planning for 2022

Income tax is a large revenue source for the United States government. While tax rates have changed many times, since the 1860’s, the United States has used a “progressive” tax code.  A progressive tax code means...

Article: Market Volatility: A Normal Part of the Investment Experience

Baseball legend Yogi Berra once said, "It's tough to make predictions, especially about the future." This holds true when it comes to timing the stock market. Investment markets have recently experienced a few years of very strong...

Article: Quarterly Economic Update Fourth Quarter 2021

2021 closed as a banner year for many investors.  Although the year ended with both winners and losers, in retrospect, the sudden recession created by the COVID pandemic in 2020 lasted only two months for investors. Although...

Article: Welcome to 2022!

Happy New Year and welcome to 2022! We hope that you and your family had an enjoyable holiday season. We look forward to what this new year has to offer. Our primary goal for the new year is to continue to help optimize our...

Article: Proactive Year-end Tax Planning for 2021 and Beyond: Including Key Tax Change Proposals

Article: Q3 Economic & Market Update

All eyes are on when the Federal Reserve will commence their “tapering”, which is the process of slowly pulling back the stimulus they have provided during the COVID-10 pandemic.

Article: Anticipating Rising Interest Rates

Read PDF Here: Anticipating Rising Interest Rates Anticipating Rising Interest Rates Interest rates play a crucial role in the American economic system. They influence the return on savings, the costs of borrowing and can have a...

Video: Mid-Year Economic & Market Update

In this video we review where we are in the economic cycle, discuss inflation, interest rates and review some strategies that may be effective for you and your family. If you have $500,000 or more in investable assets, contact us today...

Article: Focus on Factors You Can Control

Download PDF Article Here: Focusing on Factors You CAN Control Every investor normally has personal goals in mind that they would like to achieve. Although most non-retired adults have some savings, only 36% say their nest egg is...

Article: Quarterly Economic Update for the Second Quarter 2021

Download PDF Article Here: Quarterly Market Update Q2 2021 Quarterly Economic Update: Second Quarter 2021 In the first half of 2021, investors welcomed a new administration in the United States of America, saw the reopening of many...

Article: Market Volatility is a Part of the Investment Experience

Download PDF Article Here: Market Volatility: A Part of the Investment Experience Market Volatility: A Part of the Investment Experience Market volatility is a part of the investment experience and seasoned investors understand that...

Video: Proactive Tax Planning for the SECURE Act

In this video we review the changes in the already law SECURE Act. There is another SECURE ACT 2 rolling through congress as well, but the ramifications for the original are still large, especially for IRA funds and estate planning,...

Video: Potential Tax Law Changes in 2021

In this video we review some of the potential tax changes coming this year. Most everyone will be affected. ProEquities, Inc. and Pendleton Financial do not provide tax or legal advice. Please consult with your CPA and Attorney.

Video: Proactive Tax Planning for 2021

ProEquities, Inc. and Pendleton Financial do not provide tax or legal advice. Please consult with your CPA and Attorney.

Video: 2021 Investor Outlook

Big changes are here for 2021! We give a brief outlook on where we are in the markets, as well as where we think markets are headed for the year. Lastly, we review some planning issues to be aware of for the coming years and beyond.

2021 Secure Act II & Potential 401k Changes

The SECURE Act changed a lot about 401ks and IRAs. This is still pending but is a good idea to review for how these potential changed may affect you and your retirement funds and plans.

2020 Year-End Tax Planning

This video reviews several year-end tax planning ideas for you to consider.

2020 Mid-Year Investor Update

The attached video in the link below reviews some helpful information about where we are in the economic recovery along with some timely planning topics for you to consider.

SECURE Act Video

2017 IRS Contribution Limits Released

Are you reducing your taxes as much as you can through your Qualified Retirement Plan (QRP)? Deferring taxes by saving into a QRP allows you to reduce your taxable income in the year those savings are made, thereby reducing your taxes...

England Exits the European Union: What this Means for You

Summary: The markets are shaken by Great Britain’s decision overnight to exit the European Union. Markets will continue to fluctuate in the short-term and we are hoping to use any significant lows as buying opportunities....

Start-Up Companies

New businesses in emerging and "disruptive" industries seeking to raise cash and grow quickly, aka start-ups, are having some hiccups in their pricing. Following the swoon in the public markets in January and February, investors in...

Fiduciary Law Update

The Department of Labor recently introduced their long awaited regulation governing advice given to retirement plans and retirement accounts. It basically says that if offering advice to either, Financial Advisors must act as...

Introducing Ellis Pendleton

We are thrilled to announce the birth of our son and grandson… and next generation of our family business! Gray Ellis Pendleton, Jr. “Ellis” was born on March 21st at 5:40 PM at WakeMed Hospital. Ellis was born one...

The Time to Invest: Market Report Vol. 7

In the United States, the economic picture remains as strong as it has been for the past few years. The stock markets are the one thing that is negative for the US but we feel this recent market negativity is overblown. We are...

Remain Steadfast: Market Report Vol. 6

Markets are volatile as things have come to a head in debt-laden Greece, Chinese stock markets rise and fall, and Puerto Rico faces its own debt crises. Throw on top of all this terrorist attacks by ISIS, fears of Russian intervention...

40 Under 40 Award Recipient

Triangle Business Journal on Tuesday unveiled its 2015 class of 40 Under 40 Leadership Awards winners.The 40 Under 40 awards recognize outstanding professionals under the age of 40 for their contributions to their organizations and to...

Pendleton Market Report Vol. 5

Stocks There is a definitive duopoly in the markets. We are at all-time highs and this scares people immensely. It also makes some absolutely euphoric. The economy is considerably weaker than it has been in any recent recovery so the...

The Pendleton Report - Vol. No. 4

Markets | Economy | IdeasA Choppy Year for StocksThe stock market this year has been like flying through turbulence in a circle: Many ups and downs only to end up in the same place. This S&P 500 rose only 0.4% in the first quarter, but...

Economic Report

A Greek Drama for the Mediterranean Talks in Greece about restructuring their debt seem to have encouraged traders this week. Greece got into this mess by its lavish social welfare programs, poor government accounting, and inability to...

Repeat of the 1930’s?

Repeat of the 1930’s?Currencies have been vacillating wildly these past few weeks. The Swiss Franc’s intense movement last month was due to ending their “peg” to the Euro. This has allowed the Franc to be valued at its true value and...

The Swiss Franc – a 30% Increase!

The biggest news of the week was the sharp increase in the Swiss Franc (Switzerland’s national currency, abbreviated CHF). The CHF had been pegged to the Euro since 2011 until last week when this was ended in a surprise move by the...

Achieve Your Goals

"If you don't know where you are going, you'll end up someplace else." - Yogi Berra This seems easy until you realize you can't do everything you wanted to. You won't be able to live that life you always dreamed of. I call B.S. If you...

Business Spotlight: Powerful lessons from Alan Mulally from the 2014 NC CEO Forum

Ford was in dire straits, and likely headed for bankruptcy/government dependence had it not been for Alan Mulally, brought in as CEO in 2006, just months before the financial collapse. His skill at turning around the giant auto maker...

Investing for Corporations and Businesses

Investing for Corporations and Businesses Recently we had someone come to us with a proposal to manage their corporate investments. Amazingly, they were not aware they could deduct dividends received from ownership of other...

401k or SIMPLE IRA: Corporate Retirement Plans Revealed

When it comes to retirement plans and retirement planning, nothing is easy. There are a few options for businesses when they are looking to establish a retirement plan for their employees and business owners. There are many reasons to...

Trust Taxation Changes - High Levels of Tax at Low Levels of Income

Nearly $0.50 of every $1.00 of income in many trusts will be removed from the trust and transferred to the government through taxes. Income taxes increased in 2013 as a result of the new 3.8% Medicare Surtax. As a provision in the...

Two Self-Made CEO's Give Advice during Raleigh Chamber YPN Event

Mark Laport CEO, Concord Hospitality Company and Fielding Miller CEO, CAPTRUST Financial Advisors were two of the speakers at the Raleigh Chamber Young Professionals Network event on May 22nd. I asked them both two questions to spark...

Gray E. Pendleton Featured in the News & Observer about PPACA

The below article is an excerpt from the Raleigh News & Observer, where our own Gray E. Pendleton was quoted about the Affordable Care Act or Obamacare.Column: Health care deadline approaching By Carla Turchetti CorrespondentMarch 24,...

Health Care Costs Highest Concern for CFOs Again for 2014

Reaction to Health Reform and Actions to Comply: Two-thirds of CFOs said their companies will keep their existing healthcare plans as they comply with the Affordable Care Act (ACA) otherwise known as Obamacare. In contrast, 13 percent...

2014 401k and Pension Plan Limits Issued by IRS

On October 31, 2013, the IRS announced cost-of-living adjustments for 2014 that apply to defined contribution retirement plans and defined benefit pension plans. The limits for 401k and IRAs remains unchanged while other limits...

IRS Relaxes Health Flexible Spending Account Rules

A big change to the rules governing health flexible spending accounts (FSAs) was recently announced by the Internal Revenue Service (IRS). On Oct. 31, the IRS released Notice 2013-71, which relaxes the “use-or-lose”rule for health FSAs...

IRS Clarifies Transition Relief for Cafeteria Plan Elections

In December 2012, the IRS issued proposed regulations that included a transition rule for elections made under a cafeteria plan with a non-calendar year plan year. Under this rule, an applicable large employer could amend its cafeteria...

PPACA Update! New Rules on Affordability, Minimum Value, and More!

On May 3, 2013 the IRS released a notice of proposed rulemaking on Minimum Value and Affordability and other items. Contact our benefits team for assistance with understanding health reform and its impact on your business! Wellness...